Hi my name is Aaron Coates

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As an Ohio-based financial counselor, I work with people from all states to help them build, repair, and strengthen their credit—whether they have no credit history or are looking to improve what they already have

Learn with me
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My Approach

Personalized, one-on-one credit guidance

I’m committed to one-on-one counseling because your credit journey deserves personal attention. I work closely with each client to provide a tailored, uplifting experience. By understanding your full financial story, I can give you the credit education and guidance you truly need

Simplicity

I take a simple and supportive approach when it comes to helping you with your credit. Most of us were never taught about credit or finances in school, and unless someone close to you explained it, trying to figure it all out on your own can feel overwhelming. That’s why I’m here—to make everything easier. I break things down gently and clearly, in the same way I would want someone to explain it to me. My goal is to help you learn with confidence and without stress

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    Over 7 years of experience in the financial industry

    From budgeting and saving to building credit and much more

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    Over 2 years of professional credit counseling

    Helping everyone—from those fresh out of school with no credit to those with established or even damaged credit

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    Self Taught

    I’ve been learning how to maximize my credit since I was 16. It’s become a passion, and I love helping others do the same.


Credit Education

Like many others, I grew up not knowing anything about credit scores or how credit worked. Luckily, a close family member always reminded me, “You need good credit if you want that dream car, a house, and more.” Of course, good financial habits—like budgeting and saving—are important, but without good credit, your chances of getting a mortgage, auto loan, or a high-reward credit card are much lower than someone with excellent credit.

Building credit is a passion of mine, and I believe it’s a topic that isn’t taught nearly enough. It should be part of school education so everyone is prepared for the real world. Most people don’t know where to start with credit unless friends or family guide them—or, like me, they naturally become interested.

That’s why I’m here: to help people understand how credit works. Whether you’re just starting, already building, or trying to repair damaged credit, I can guide you on the next steps to achieve financial confidence and success.

Why Credit Education?

Get in Touch!

Schedule a free 15-minute consultation by phone or video today to see if my services are right for you. From there we can decide if we want to work together through email, phone, or video call.

Book Consultation
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FAQ

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  • First things first, don't be nervous. We'll start with the free consultation to ensure my offerings are a good fit for your needs.

  • Every financial journey is unique. To ensure we choose the path that best fits your goals and budget, please reach out directly for a custom quote and additional information. Individual sessions start at $100. However, if you are looking for ongoing support, I offer weekly or bi-weekly recurring appointments at a discounted rate.

    ‍ ‍To finalize your booking and secure your preferred time on my calendar, I require a security deposit at the time of scheduling.

    This ensures that we are both dedicated to your financial progress. Reach out for more details on how to get started

  • Appointments to discuss your credit-related needs are generally 60 minutes long per session. The frequency in which you wish to book, whether once monthly or once weekly, is entirely up to you.

  • While I have the knowledge and the freedom to teach and advise about best practices around your credit, I cannot provide investing advice, bankruptcy advice, or directly do any of the processes that may be required to improve your credit for you. My services are strictly educational tools to enable you to succeed on your own.